Three ways to drive away.
A credit broker — not a lender. We work with a panel of established UK finance providers to find the right structure for your circumstances.
Personal Contract Purchase
Lower monthly payments thanks to a deferred final balloon payment. At the end of the term you can return the car, pay the final payment to own it, or part-exchange.
- — Lowest monthly payments
- — Flexible end-of-term options
- — Mileage limits apply
- — Optional final payment (GFV)
Hire Purchase
A simple fixed-term loan secured against the car. Pay equal monthly payments and you own the vehicle outright at the end of the term.
- — Own the vehicle at the end
- — Fixed monthly payments
- — No mileage restrictions
- — Typically higher monthlies than PCP
Personal Loan
An unsecured loan from one of our panel lenders. The car is yours from day one and the lender has no claim on it.
- — Own outright from day one
- — No deposit required
- — No mileage limits
- — Rate depends on personal circumstances
Indicative monthly cost.
Subject to status. We are a credit broker, not a lender.
Figures are indicative only and do not constitute a quotation. Final agreement subject to lender approval and credit check.
Borrowing £20,000 over 48 months on PCP with a £2,000 deposit at 9.9% APR representative. 47 monthly payments of approximately £349.12 and one optional final payment of £7,200. Total amount payable £25,608.64. Subject to status.
Prime Motors Direct is authorised and regulated by the Financial Conduct Authority. We are a credit broker, not a lender, and may receive a commission from lenders in our panel.